Local Authority Home Loan

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How do I apply?

If you think you are eligible and can afford the repayments on the amount you need to borrow, you can complete a Local Authority Home Loan application form here.

You must complete all sections of the application form and provide the supporting documents described in the applicant checklist.

Your application form must be signed by all applicants and submitted to your local authority. Applicants are strongly advised to submit their applications in person, as posted applications are often not completed correctly and have to be returned.

Your application will be assessed and you will be advised of the decision in writing. Lending criteria, terms and conditions apply. Security and Insurance required. Further information on how to apply is available from our help desk at 051 349720 (8am to 5pm - Monday to Friday) or from your local authority. Once submitted, all queries in relation to your application and the decision should be directed to your local authority.