Skip to content

Local Authority Home Loan

...making home ownership more affordable for first time buyers.

A Local Authority Home Loan is a Government backed mortgage for first time buyers and fresh start applicants, now available nationwide from your local authority. It can be used to purchase a new or second-hand property or for self-build. A Local Authority Home Loan provides up to 90% of the market value of the property. The maximum loan amount is determined by where the property is located.

Read More

  1. What is a Local Authority Home Loan?
  2. Am I eligible?
  3. What are my interest rate options?
  4. How much can I borrow?
  5. How do I apply?
  6. View Information Centre