Local Authority Home Loan
...making home ownership more affordable for first time buyers.
A Local Authority Home Loan is a Government backed mortgage for first time buyers and fresh start applicants, now available nationwide from your local authority. It can be used to purchase a new or second-hand property or for self-build. A Local Authority Home Loan provides up to 90% of the market value of the property. The maximum loan amount is determined by where the property is located.
- What is a Local Authority Home Loan?
- Am I eligible?
- What are my interest rate options?
- How much can I borrow?
- How do I apply?
- View Information Centre